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Know About Smart-Money

Smart-Money is a mobile payment and digital wallet app that allows users to make payments online or at in-person point-of-sale (POS) systems in retail stores using their mobile phones. Hundreds of national brands, including Best Buy, Barnes & Noble, Target, and Morton’s, have agreed to accept Smart-Money as a mobile payment solution.

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Smart-Money Features

With Smart-Money, cash and cryptocurrencies work side-by-side for everyday purchases and just sending money to family and friends. It takes only seconds to upload funds to use for purchases or to send as a gift. It is an All-in-One app!

Sign Up In Seconds

It only takes a couple of minutes to download and sign up for Smart-Money. The signup process is simple and fast so that you can start using Smart-Money as quickly as possible.

Send & Receive Cash Instantly

Send, receive, and request cash from friends and family instantly with only a few taps. Smart-Money is the easiest way to pay a friend back for dinner or chip in on rent with your roommates.

Custom Mastercard Debit Card

Order your MASTERCARD (a customizable debit card) directly from Smart-Money. You’ll instantly be able to make online purchases or add your MASTERCARD to Apple Pay for in-store purchases. Of course, we’ll also mail you your Smart-Money Card in less than a week so you can use it to pay anywhere.

INSTANT DISCOUNTS

Smart-Money is the only free debit card with instant discounts at your favorite stores and restaurants. These instant discounts – Boosts – are easy to use and are applied to Smart-Money transactions instantly. Just select a given Boost in your app and then use your Smart-Money to pay. It’s that simple. No points, no waiting, just instant savings.

BITCOIN

Smart-Money is the easiest way to buy, sell, deposit, and send Bitcoin. Track the BTC price in real-time in your app and buy as little as $1 of Bitcoin. Your BTC arrives in your app instantly, and you can keep it safe in Smart-Money or choose to withdraw it.

STOCKS

Buy and sell stocks instantly and for free with Smart-Money. You can buy as little as $1 of stock in any top US Smart-Money like Google, Amazon, Apple, Tesla, or Disney. Track stock prices in real-time in your app and monitor the performance of your overall investment portfolio.

PAYCHECK DEPOSIT

Get your paycheck deposited directly into Smart-Money. Instantly receive a personal account and routing number that lets you or your employer make deposits into your Smart-Money via traditional ACH transactions.

Up to
10% Instant Cash Back

Purchase products and services with your Smart-Money Mobile Payment App and receive up to 10% instant cash!

Receive instant “cash back” when you share the app with friends to make purchases.

1% on all purchases from friends you send your link
0.50% on all purchases made by the link your friends send to their friends

Merchant Benefits

Receive payments from customers without any hassle!

2% Flat fee.
Receive cash instantly into account.
No reserves.
No chargebacks.
No additional hardware required.
Advertise to customers.
Offer promotions and cash back to customers.
New revenue streams by enrolling customers into Smart-Money app.

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SECURE YOUR PAYMENTS WITH DIRECTRM, INC. SECURITY

e-Safety deposit box.
Above military grade.
Fast cash out.
Fingerprint.
Facial recognition.
Invisible cloud token.
SMS Notification via OTP.
The secure processing, storing, and transmission of credit card information.
SOX Compliance
PCI DSS SOX certified.